The Buy to Let (BTL) market in the UK has changed dramatically since the beginning of the ‘Credit Crunch’.
BTL lenders have tightened their criteria and have restricted lending. Some lenders have reduced the number of properties they will secure mortgages against and/or have significantly reduced the maximum total loan they will allow for a given investor. This can be a problem for investors looking to increase their portfolio but who have exceeded the given limits.
As we have access to lenders who do not deal directly with the public, we are well placed to help you if you are a professional investor looking to increase your portfolio or just wanting to remortgage in order to take advantage of the historically low interest rates.
Likewise, if you are a new investor, not only will we provide mortgage advice, we will also provide advice on protecting your investment and run through the pros & cons of Buy to Lets.
We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is £295
The Financial Conduct Authority does not regulate most Buy to Let mortgages
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE