English Help to Buy

There are two Help to Buy schemes available which will allow you to purchase or remortgage your home with as little as 5% deposit.

Option 1 is only available to purchase new build property.

Option 2 can be used to facilitate the purchase or remortgage of a new build or older property.

Option 2 below has been brought forward and is available now.

Application has to be made to the government to secure your Help to Buy deposit. Our advisers will assist you to complete the Help to Buy application form, the Adviser will also liaise with the property developer and Local Authorities to process your application.

Once the funds have been approved, the mortgage adviser will work with you to find the most suitable Help to Buy mortgage for your needs after assessing your requirements and the adviser will be there every step of the way until you are ready to collect the keys to your new home.

For further information on the Help to Buy scheme, please compete the enquiry form and one of our mortgage advisers will call you back. Alternatively, you can call us on 0131 523 1447.

                              

                              

We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is £295.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE